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Collective Investment Account

The Old Mutual Wealth Collective Investment Account

We are currently in the process of upgrading the Collective Investment Accounts (CIA) of all our customers. We’ll let you know when you’re moving to our new technology, at which point you’ll automatically benefit from these upgrades.

Our Collective Investment Account is designed to be used as a medium- to long-term investment, and gives you a flexible way of holding a wide variety of assets in one convenient place, with no limits on the amounts you can invest.

The CIA is often used by investors as a flexible way to invest alongside other tax efficient products, like our ISA. The benefit of this is that you can easily transfer assets to other Old Mutual Wealth products, each tax year, to take advantage of any tax allowances you may have.

Features and benefits

  • Access to a wide range of OEICs, unit trusts, exchange traded investments and bespoke investment management.
  • The account can be jointly owned and it accepts investments from offshore bonds, trusts, SIPPs, SSASs, charities and corporate investors.
  • If your family members also invest with us, you can link your assets with theirs to help you enjoy a lower effective charge for every person linked.
  • Open an account with a lump sum of £2,500 or a £99 regular monthly contribution.
  • You can take income on any day from 1st to 28th of the month, with the option to have dividends paid from your investments straight into your bank account.
  • Activate your online Customer Centre account to see how your investment is performing and access other key features, including online withdrawals.

Variety of assets in one convenient place

Full income payment date flexibility

Quick and easy online Bed and ISA process

Next steps

Because we believe in the value of financial advice, all of our products are only available via a financial adviser.

Contact your financial adviser to discuss how this could be the right product for you.

Don't have a financial adviser?

Our 'find an adviser' tool will help locate a suitable expert for your needs.