SIPP (Self Invested Personal Pension)

Our SIPP is designed to help you accumulate a sum of money which is then used to provide you with an income in retirement. It can give you greater choice and control than other types of pension, allowing you to select and manage your own investment portfolio from a wide range of choices.

The money paid into your SIPP is invested as decided by you and your financial adviser, giving it the potential to grow over time. Because this personal pension is administered by A.J. Bell Limited, you will get access to wider investment opportunities, such as investment in commercial property.

Our SIPP is exclusively available through financial advisers. Here are some further details you need to be aware of.

  • The SIPP, like any registered pension scheme, is a long-term investment. You won’t normally be able to access the money until at least age 55.
  • As with any investment product, the value of your SIPP could go up or down. It could be worth less than you paid in.
  • You, your employer or both of you can pay into the SIPP to top up any contributions that are being made to a separate workplace pension scheme that you may be a member of.
  • The Plan can accept transfers from other UK registered pension schemes or overseas pension schemes approved by AJ Bell Limited.


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