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Our pension products

Saving in a pension is a commitment to your future, so it’s important to choose a product which provides the flexibility you need to achieve your long-term plans.

Our pension, the Collective Retirement Account, allows you to take advantage of the freedoms introduced by the government in April 2015. The freedoms provide more choice for how you can use your pension savings to provide an income and leave a legacy to your loved ones.

Find out more below, or talk to your financial adviser. 

Collective Retirement Account (CRA)

The CRA is a personal pension. You invest money in a tax beneficial way and when you reach retirement you can decide to take all your benefits at the same time or only take some, giving you more flexibility. The Collective Retirement Account  offers a comprehensive range of flexible options for taking income from your pension savings within the Account, available  for you with no additional costs.

Our CRA is designed to offer you flexibility in when, and how, you access your income when you choose to retire. Plus, in addition to the guidance provided by your financial adviser, we offer award winning service and support throughout your journey to retirement. We won Best Personal Pension Provider for the second year in a row at the Moneywise Pension Awards.