Legal and regulatory information

Quilter

Quilter is the name of our group of companies, which comprises the Old Mutual Wealth UK Platform, Quilter International, Quilter Financial Planning, Quilter Private Client Advisers, Quilter Investors, and Quilter Cheviot.

Quilter plc, our group holding company, is listed on the London and Johannesburg stock exchanges.

Quilter plc is registered in England and Wales with number 6404270.

Registered office:
Senator House, 85 Queen Victoria Street, London, EC4V 4AB, United Kingdom. The VAT number for Quilter plc is 386 1301 59.

To find out more about Quilter, please visit our group website www.quilter.com.

Old Mutual Wealth Limited

Old Mutual Wealth’s Platform – ISA and Collective Investment Account.

Registered Office:
Old Mutual House, Portland Terrace, Southampton, SO14 7EJ

Tel: 0808 171 2626
Fax: 023 8022 0464

Registered in England and Wales. Registered number: 1680071. VAT registration number: 386 1301 59

Authorised and regulated by the Financial Conduct Authority – www.fca.org.uk/register Financial Services Register number: 165359

Old Mutual Wealth Life & Pensions Limited

Product Provider for Old Mutual Wealth’s platform - Collective Retirement Account and Collective Investment Bond.

Registered Office:
Old Mutual House, Portland Terrace, Southampton, SO14 7EJ

Tel: 0808 171 2626
Fax: 023 8022 0464

Registered number: 4163431
Financial Services Register number: 207977

Registered in England and Wales. Registered number: 4163431. VAT registration number: 386 1301 59

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority – www.fca.org.uk/register Financial Services Register number: 207977

Quilter Investors Limited

Quilter Investors is a trading name of Quilter Investors Limited. Authorised and regulated by the Financial Conduct Authority with FCA register number 208543. Registered in England & Wales under number 4227837.

Registered office:
Senator House, 85 Queen Victoria Street, London, EC4V 4AB.

The VAT number for Quilter Investors Limited is 386 1301 59.

Quilter International Isle of Man Limited

Investment solutions for international investors.

Registered and Head Office:
King Edward Bay House, King Edward Road, Onchan, Isle of Man, IM99 1NU

Tel: +44 (0) 1624 655555
Fax: +44 (0) 1624 611715

Registered number: 24916C
VAT number: 386 1301 59

Quilter International is registered in the Isle of Man as a business name of Quilter International Isle of Man Limited.

Quilter International Ireland dac

Quilter International Ireland products are only available in certain countries within the European Economic Area.

Registered and Head Office:
Hambleden House, 19-26 Lower Pembroke Street, Dublin 2, Ireland.

Tel: +353(0)1 479 3900
Fax: +353(0)1 475 1020

Registered number: 309649
VAT number : 6329649S

Quilter International is registered in Ireland as a business name of Quilter International Ireland dac.

Quilter International Ireland dac is regulated by the Central Bank of Ireland.

Quilter International Ireland dac is required to prepare and publish a Solvency and Financial Condition Report (SFCR) each year for the Irish Regulator under the Solvency II regulations. This report details the financial position of the organisation and will enable a comparison with other life assurance firms’ financial positions. Read the Solvency and Financial condition report here.

Under EU and Ireland rules we provide certain disclosures regarding our Irish insurance business, where investment is being made in shares traded on a regulated market. Quilter International Ireland dac (Quilter International) is the product provider for our range of portfolio bonds.

Within these products customers are able to select from a wide range of funds, equities, bonds, and exchange-traded instruments, as permitted by the relevant product.

Quilter International does not have its own investment strategy per se; instead it invests in line with the instructions received from its customers.

A: Shareholder engagement policy

The portfolio bond products, made available by Quilter International, are 'open-architecture' insurance-based investment products which enable customers to select the assets to which the returns of their policies can be linked.

Subject to product specific restrictions, the available range of exchange-traded instruments may include:

Equities
Investment Trusts
Exchange Traded Funds
Exchange Traded Commodities

The nature of the 'open-architecture' portfolio bond products Quilter International makes available is such that the customer has the ability to determine their own investment strategy and select the assets to which the returns of their policies can be linked. Quilter International does not:

have an investment strategy;
actively monitor investee companies;
usually have dialogue with investee companies;
usually exercise voting rights;
usually consider the voting position of other group companies within Quilter plc;
usually contact customers with details of generic investment notifications, although it will usually notify customers of corporate actions where there is action required to be taken;
usually vote on fund events and corporate actions where there is a direct connection to the Quilter group of companies, where there are actual or potential conflicts of interests.

B: Investment strategy and arrangements with asset managers

Also under the EU and Ireland rules we are required to provide the following public disclosures regarding our arrangements with asset managers:

The nature of the 'open-architecture' portfolio bond products Quilter International makes available, is such that the customer has the option to determine their own investment strategy and select the assets to which the returns of their policies can be linked. The customer can request the appointment of an asset manager to select and manage the assets on their behalf. In such arrangements, the asset manager will manage the assets in accordance with the customer's investment strategy, time horizon, and any relevant parameters. The asset manager is incentivised to grow the value of the assets being managed as their sole remuneration is obtained from the fees charged for providing these services, which is deducted from the customer's policy. Quilter International does not monitor portfolio turnover costs. The arrangements with the asset manager will continue until such time as is determined by the customer.

The above statements will be reviewed on an annual basis and updated in the event of any material changes.

Quilter Financial Planning

Financial advice delivered by the Quilter Financial Planning network.

Head Office:
Wiltshire Court, Farnsby Street, Swindon SN1 5AH

Tel: 01793 647400
Fax: 01793 521259

Quilter Financial Planning Limited is registered as a company in England And Wales, Reg no. 5372217. Registered Office: Wiltshire Court, Farnsby Street, Swindon, SN1 5AH.

Quilter Financial Planning Limited is the parent company of:

Quilter Wealth Limited - Registered as a company in England And Wales, under No. 04500273. Registered Office: Wiltshire Court, Farnsby Street, Swindon, SN1 5AH. FCA authorised No. 217742.
Quilter Financial Services Limited - Registered as a company in England And Wales, under No. 05506637. Registered Office: Wiltshire Court, Farnsby Street, Swindon, SN1 5AH. FCA authorised No. 440703.
Quilter Mortgage Planning Limited - Registered as a company in England And Wales, under No. 05495327. Registered Office: Wiltshire Court, Farnsby Street, Swindon, SN1 5AH. FCA authorised No. 440718.
Quilter Financial Limited - Registered as a company in England And Wales, under. 06784783. Registered Office: Wiltshire Court, Farnsby Street, Swindon, SN1 5AH. FCA authorised No. 497604
Positive Solutions (Financial Services) Limited - Registered as a company in England And Wales No. 03276760. Registered Office: Riverside House, The Waterfront, Newcastle upon Tyne. NE15 8NY. FCA authorised No. 184591

Quilter Cheviot

Discretionary investment management delivered by Quilter Cheviot.

Head Office:
Senator House, 85 Queen Victoria Street, London, EC4V 4AB

Tel: +44 (0) 207 150 4000

Quilter Cheviot and Quilter Cheviot Investment Management are trading names of Quilter Cheviot Limited.
Quilter Cheviot Limited is registered in England with number 01923571, registered office at Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Quilter Cheviot Limited is a member of the London Stock Exchange and authorised and regulated by the UK Financial Conduct Authority.

More information

Shareholder Rights Directive

Under EU and FCA rules we provide certain disclosures regarding our UK insurance business, where investment is being made in shares traded on a regulated market.

View Shareholder Rights Directive

Pillar 3 disclosures

Pillar 3 disclosures contain disclosure requirements that are intended to enable the market to assess information on a firm’s risks, capital, and risk management procedures.

Read Pillar 3 disclosures