It is a regulatory requirement that these documents are published on our website on an annual basis. They contain disclosure requirements that are intended to enable the market to assess information on a firm’s risks, capital, and risk management procedures.
These documents have been written to meet our obligation with respect to Pillar 3 of the Capital Requirements Directive IV (CRD IV). CRD IV is the EU implementation of Basel III. The Pillar 3 disclosure requirements are contained in Articles 431-455 of the Capital Requirements Regulation (Regulation (EU) No 575/2013).