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Protection Tools

  • Inheritance tax calculator
    Calculates a client's potential IHT liability. It also includes information on gifts, exemptions and suitable trusts.
  • Sum assured calculator
    Calculates the potential amount of cover a client may have at death according to current mortality rates (or tables).
  • Lifetime premium calculator 
  • This tool compares the potential return on investing a set monthly amount with the level of sum assured the same amount could buy.
  • Business valuation calculator
    Calculates the value of a business using profits, assets and a price earnings ratio.
  • Key person calculator
    Assists you in calculating how much cover is needed for each individual key person.
  • Business premium equaliser
    Equalises the premiums between the partners or shareholders of a business.

Financial Adviser Verification