This site is for financial advisers only, Click here for the consumer site.

Share
Print
Print Share

Retirement

FCA pension transfer changes

FCA pension transfer changes

Ian Browne, pensions expert, summarises the five main points of the changes from the recent Financial Conduct Authority 34-page policy statement.
Completing forms

Three tips for discussing transfer risk with defined benefit clients

These three tips are great discussion points and give you a good opportunity to flush out your client’s views and their attitude to the risks that a defined benefit (DB) transfer presents
People around a desk

Centralised retirement propositions: new problems need new solutions

Deciding how to use pension savings is one of the most important financial decisions people will make in their lives... consumers need to manage longevity and investment risks by choosing appropriate investment and withdrawal strategies.
Woman in the window

Pension death benefits: full flexibility is being squandered

Increasing numbers of pension customers are missing out on the ability to cascade pension wealth efficiently when they die. Find out how you can help ensure your clients can make the most of their pension.
Brainstorming

How to overcome the problem with DB transfers

Ian Browne, retirement expert, gives his top tips to help you navigate your way through the data problems and tight timelines you face with DB transfers.
Ballot box

Eroding social contract at stake

The upcoming general election has created a flash point around the state pension and its role in intergenerational (in)equality.
Working

Avoiding the Money Purchase Annual Allowance Trap

This article looks at the options for delivering income in retirement without triggering the MPAA.
Man opening safe

The Politics of (defined-benefit) Pensions, the Pension Protection Fund and scheme deficits

In the UK defined benefit scheme have long been part of retirement planning but over the years the costs have become in some cases prohibitive. Here we look at some of the issues these schemes currently face and why.
London

Government must put policy over politics

Long-term savings policy is under serious threat from short-term political engineering.
Union Jack and EU flags signpost

Future of QROPS following EU referendum

What impact could the EU referendum result have on pensions and on tax relief, and more specifically the future of QROPS?
Presentation

Talking Retirement: New advice opportunities

Part 6 of our thought provoking report 'Redefining Retirement: Pensions Freedoms. Pensions Future'.
A couple in conversation

Talking Retirement: Final key question

Part 5 of our thought provoking report 'Redefining Retirement: Pensions Freedoms. Pensions Future'.
St Paul's

US expats pension

How US non-residents can make the most of their retirement savings while working abroad.
Pen and cards

Talking Retirement: Third key question

Part 4 of our thought provoking report 'Redefining Retirement: Pensions Freedoms. Pensions Future'.
Couple on beach

Talking Retirement: Second key question

Part 3 of our thought provoking report 'Redefining Retirement: Pensions Freedoms. Pensions Future'.
Younger couple

Talking Retirement: First Key Question

Part 2 of our thought provoking report 'Redefining Retirement: Pensions Freedoms. Pensions Future'.
Open book

Talking Retirement: The Evolution

Understand how retirement conversations are evolving with the first in a series of extracts from our thought-provoking report 'Redefining Retirement: Pensions Freedoms. Pensions Future'
Autumnal leaves

Autumn Statement - signal to save now

Government’s Spending Review and Autumn Statement, due on Wednesday 25 November, is an opportunity for the Chancellor to set the scene on a few rolling items ahead of the budget in March 2016.
Puzzle piece

International pensions puzzle

Advisers often find that pension transfers are like a complicated puzzle. They can involve bringing together various pieces of local and international legislation that have to be studied closely.
Airplane taking off

Wealthiest plan to flee the UK in retirement

Over half of Britain’s wealthiest plan to spend the majority of their retirement overseas.

Financial Adviser Verification