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Business tools and user guides

We aim to be a true partner to financial advisers and we are continually developing an extensive range of tools to make your life easier. That’s what it’s all about for us. Giving you the tools you need to help you give great advice to your clients. Discover below what we believe to be the most comprehensive set of financial adviser tools available, on both Old Mutual Wealth's platform and on our adviser website.

Featured tool

Retirement Income Explorer Tool

The wider retirement options now available mean that advice needs to be far more holistic. The Retirement Income Explorer helps provide the answers that you need; enabling you to detail your clients’ current and future income needs, assets, expenditure and expectations.

Total cost of ownership
The total cost of ownership tool calculates the impact of moving some or all of a client's existing accounts held with Old Mutual Wealth's platform between our three charge bases. It also allows you to see the impact of switching into different funds, swapping into WealthSelect or using the Managed Portfolio Service (MPS).

Product Service Charge Calculator

Business tools

The advice process

Helps you understand and then deliver and document a robust and compliant investment process.

ISA data download tool (Log on to the platform)
To help increase business in the lead up to tax-year end you can access all your ISA client data, including outstanding ISA allowance.

Investments

Share Class Conversion Checker
Providing you with a schedule of funds due to be converted as part of Old Mutual Wealth’s Share Class Conversion Program.

U-Scan
Our industry leading investment and portfolio analysis tool.

Personalised Funds List (log on to the platform)
Allows creation of funds list specific to a client’s portfolio to be presented alongside Key Features Documents and illustrations.

Pensions

Maximum funding calculator, including carry forward
Calculate the maximum gross contribution which can be paid by 05/04/2017, using carry forward (if available) without triggering an annual allowance charge.

Retirement Income Explorer Tool
The wider retirement options now available mean that advice needs to be far more holistic. The Retirement Income Explorer helps provide the answers that you need; enabling you to detail your clients’ current and future income needs, assets, expenditure and expectations.

Capped Drawdown maximum income calculator
Helps calculate the maximum income available under Capped drawdown, including adding additional designations to existing drawdown funds. Can also identify the amount to crystallise to provide a specific level of income.

Protection

Inheritance tax calculator
Calculates a client's potential IHT liability. It also includes information on gifts, exemptions and suitable trusts.

Sum assured calculator
Calculates the potential amount of cover a client may have at death according to current mortality rates (or tables).

Lifetime premium calculator 

This tool compares the potential return on investing a set monthly amount with the level of sum assured the same amount could buy.

Rolling term premium comparison calculator
Comparing the total premiums paid on a rolling term plan with a guaranteed whole life plan, over a client’s lifetime, is made easy with this calculator.

Business valuation calculator
Calculates the value of a business using profits, assets and a price earnings ratio.

Key person calculator
Assists you in calculating how much cover is needed for each individual key person.

Business premium equaliser
Equalises the premiums between the partners or shareholders of a business.

Risk profiling and discussion

Risk profiling and asset allocation tools
A range of tools that help you to measure your clients’ attitude to risk and build a suitable matching portfolio.

Risk discussion tool
Assists you in the risk discussion process by explaining what Old Mutual Wealth’s ten risk levels mean.

APPetite for risk – mobile app
Risk profiling and risk discussions can now be simple, efficient and in the palm of your hand.

Taxation

Capital withdrawal financial planning tool
Calculates the capital gain on a given withdrawal from an investment or the amount of withdrawal required to utilise an individual’s, or trustee’s, capital gains tax allowance.

Tax-efficient withdrawal tool
Demonstrates how a UK collective and an investment bond can be used together to create tax-efficient withdrawals.

Capital Gains Tax Reporting
This tool is designed to report on a client’s gain or loss position within their Collective Investment Account holdings.

Chargeable Gain Tool
Calculates the chargeable events for part surrender of all policies, a full surrender of individual policies and full surrender of all policies within your clients bond. It is not suitable for company owned investments because life and redemption contracts owned by a company are taxed under the Loan Relationship Rules.

Discretionary Trust Tax calculator – this calculator allows you to calculate IHT charges applicable to a discretionary trust.

Financial Adviser Verification