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Charges and commission
(1 June to 31 December 2010)

Name Old New Fund Range Effective Date
Skandia Investec Emerging Markets Debt TER: 1.25% TER: 1.35% Old Mutual Wealth Life Assurance Limited 01 Dec 2010
Investec Global Free Enterprise TER: 1.61% TER: 1.62% Old Mutual Wealth's platform 01 Dec 2010
Investec European TER: 1.61% TER: 1.62% Old Mutual Wealth's platform 01 Dec 2010
Investec Emerging Markets Debt TER: 1.61% TER: 1.69% Old Mutual Wealth's platform 01 Dec 2010
Investec Asia ex Japan TER: 1.61% TER: 1.68% Old Mutual Wealth's platform 01 Dec 2010
AVIVA Investors Balanced Managed TER: 1.55% TER: 1.65% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors Corporate Bond TER: 1.02% TER: 1.12% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors Distribution TER: 1.29% TER: 1.39% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors Property Trust TER: 1.40% TER: 1.50% Life and Pensions 01 Oct 2010
AVIVA Investors Distribution (SDB) Managed TER: 0.8% TER: 0.90% Life and Pensions 01 Oct 2010
AVIVA Investors SF UK Growth TER: 1.52% TER: 1.62% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors SF Managed TER: 1.53% TER: 1.63% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors SF European Growth TER: 1.57% TER: 1.67% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors SF Global Growth TER: 1.54% TER: 1.64% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors SF Corporate Bond TER: 1.03% TER: 1.13% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors SF Absolute Growth TER: 1.56% TER: 1.66% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors Property Trust TER: 1.87% TER: 1.97% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors World Leaders TER: 1.57% TER: 1.67% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors UK Smaller Companies TER: 1.29% TER: 1.39% Old Mutual Wealth's platform 01 Oct 2010
AVIVA Investors UK Income And Growth TER: 1.54% TER: 1.64% Old Mutual Wealth's platform 01 Oct 2010
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