Spectrum is an innovative range of risk-targeted funds that brings greater precision to the management of your investment journey by matching the appropriate portfolio to an acceptable level of risk.
It works by using the pioneering Old Mutual Wealth Risk Profiler to determine an investor’s appetite for risk by way of a risk ‘score’ between 1 and 10. This can be matched directly to the strictly risk-controlled Spectrum Fund that has the most suitable risk-return characteristics.
The Spectrum solution offers a range of six funds, designed to meet the requirements of investors with an Old Mutual Wealth risk level of 3 to 8. Historically more than 95% of investors fall within risk profiles 3-8, which is why the Spectrum Funds have been built to match these profiles. Each fund will have an asset allocation designed to maximise the expected returns for a given level of risk.
For more about this range of funds, you can view the Spectrum Funds brochure 'Old Mutual Spectrum funds - balancing risk and return' or speak with your financial adviser.